Insurance Fraud Investigations
Investigative Resource Group works with Insurance, Self-Insured Companies, Third-Party Administrators and their Defense Counsels as an extension of your business with the sole purpose of minimizing your liabilities and resolving your investigative challenges. Our specialties include worker's compensation claims, long-term disability claims, bodily injury claims, general liability claims, etc.
The first step of any investigation is the preliminary inquiry in which all the pertinent data is collected. Information about key persons in the investigation is also gathered from database reports. With this preliminary information the investigative team will devise an investigative plan that will outline specific tasks.
Three of the most common used techniques in any investigation are surveillance, interviews, and information sources.
Surveillance
Surveillance is usually conducted covertly for the purpose of obtaining information for insurance fraud, employee theft, criminal and civil investigations, as well as other types of investigations. Surveillance is extremely useful for evaluating your subject, documenting their daily activities, or whatever other fact you are looking to obtain. Our equipment ranges from standard digital video cameras, to miniature body worn cameras that are hidden inside everyday items. This allows us to gather evidence even in indoor and previously problematic situations. We also utilize advanced systems such as night vision cameras and powerful zoom lenses for documenting activity under the cover of darkness or at great distances.
Throughout the surveillance, we videotape every time there is activity. Nothing provides better documentation than video surveillance. A picture tells a thousand words but video surveillance provides you with the “real picture” of the person’s activities. If surveillance is necessary we perform these observations under the agreed upon time and location parameters. Please understand, we can not promise activity on behalf of the subject.
Interviews
Interviews are often done with the subject's knowledge of the circumstances, but can also be done without the subject knowing that information is being gathered for a specific reason.
Information Sources
Information sources come in several different varieties ranging from public and courthouse documents to neighborhood, law enforcement, and confidential sources.
After all the information is gathered and sorted, the investigator will transfer the information into a written report along with all supporting evidence. Since we are a licensed investigative agency and use only licensed investigators, your videotape and written report are legal court documents.
Worker’s Compensation
Claimants sometimes exaggerate their claims to collect higher benefits. These facts are well known and may effect the bottom-line of even a large organization. Our investigations provide actual examples of how the claimant is adhering or progressing through the healing or disabled process.
Whether it is worker’s compensation claims, bodily injury, medical malpractice or employee theft, there is no better way to document the facts than irrefutable video evidence. Our investigators specialize in worker’s compensation, liability, and medical malpractice claims. In these cases, surveillance is usually conducted for trial evidence and documentation purposes. We will provide you with the facts to help you make informed and confident decisions.
Personal Injury
We investigate all types of personal injury litigation including auto accidents, slips and falls, dog bites, as well as others. Our investigators can obtain digital photographs or videotape of accident scenes, injuries, crime scenes, property damage, and roadways.
Civil Records Search
We search courthouse databases for all civil records identifying all corresponding litigation activities regarding a subject as either plaintiff or defendant. Information released by the courthouse may vary by county.
Statewide Criminal Background Check
Identify all corresponding felony and misdemeanor records associated with a subject for a seven-year period. More in-depth searches are also available.
Recorded Statements
Comprehensive recorded interviews taken with the subject in efforts to cover and document the subject’s personal history, daily activities, and all circumstances and issues relevant to the case.
Witness Locates
Witnesses are sometimes hard to locate for statements or interviews. This service provides current address information and identifiers that allow a higher probability of obtaining more relevant information in locating an individual.
Alive & Well Check
We conduct an in-person meeting with your subject to determine current health status, treatment, or verification that checks are being received. We also assess employment status.
Due Diligence and Asset Checks
Database searches of an individual’s personal property ownership, motor vehicles, marine vessels and aircraft registrations, corporation records, bankruptcies, judgments, liens, and UCC filings.